Terms and Conditions

1. OVERVIEW 

 The “Terms and conditions” is the document that explains the terms and conditions of our service when you use our service through our website. When you register and use our service you must be agreed to bound by the terms and conditions of Legal Remit Nepal. You do not have a standing arrangement to make transactions. We reserve all the rights to whether permit or not any transaction you have made. By accepting our terms and conditions you will be legally bound by Legal Remit Nepal’s “terms and conditions”. 

 In these Terms and Conditions, the terms “Legal Remit Nepal”,   'we', 'us', 'our' refers to Lumbini Group Pty Ltd, its employees, directors, affiliates and assigns. Legal Remit Nepal is a business name of Lumbini Group Pty Ltd, which is registered in Australia with (ABN 54 635 043 248). Its corporate office address is SE 45 L4 104 Bathurst Street, NSW, 2000. 

 The terms "you" and "your" refer to users of the Service, as Senders, Recipients, other users or visitors to the website 

 These Terms and Conditions are effective from the date on which you first access, register or use the Service. Terms and conditions may  change time to time, but it is only applicable when you use the service, if you use the service before the change has been made that won’t be applicable for you.Any changes to these Terms and Conditions will be communicated to you. To continue to use the service after the amendment of the new Terms and conditions, you need to accept the changes. 

 The Service is to send money to family and friends, who you know well. This is not the service to send money to third parties such as seller of the goods and so on. 

2. TERMS AND IT’S DEFINITIONS 

Website” refers Legal Remit Nepal’s website www.legalremitnepal.com.au , where you can register and request a money transfer order. 

“System” refers to the website of legal remit Nepal and integrated software of partner banks in Nepal.  

“Registration” refers the account creation of the customer in our system, where you need to update your personal details. 

“Payment method” refers the way you wish to transfer the money in our account. You can choose the method of payment as we have bank transfer, PAY ID/OSKO and POLI. We don’t receive any cash deposit in our bank account. If you deposit cash in our account, we will refund your amount but it might take up to 7 business days to receive in your accounts.  

"Transaction" refers the money transfer request you made through the website. 

"Transaction Amount” refers the amount of money or the value  that the Sender wishes to send to the receiver , excluding any applicable Service Fee and prior to any foreign exchange conversion. 

"Transaction History" refers the record of your Transactions on our website which you may access using your email and password registration details. 

“Sender” refers who use the service to send the money 

“Recipient” refers who receives the money in Nepal 

"Service Provider" means a local bank, money exchange house, or other third party service providers. 

“Purpose of transfer” refers the reason you wish to send money to the recipient. 

“Real time payment”  refers instant payment to the beneficiary or beneficiary account. 

“Service Charge” refers to the charge you need to pay against using our service.  

“Exchange rate” refers to current exchange rate that published on our website as per international standard 

KYC”  refers  know your customer, which means personal details you provide to us while registering to use our service.  

“Profile” refers to your registered account with us.  

“Rewards and benefits” refers to our various kinds of offers and schemes we bring in different occasions. 

“Referer” refers to our existing customers who can refer their family and friends to use our service. 

“Referee”   refers a new customer who used our service in reference to existing customers. In return both will be awarded with some kind of rewards. Rewards may vary time to time  

“Promo code” refers to different kinds of code we use for promotion with some benefits and fixed validation period.  

“Delivery method”  refers the payment mode in Nepal to your beneficiary. We provide two different ways of delivery method (bank deposit, Cash-Pickup). 

Bank deposit- this method refers to direct credit system to yours beneficiary bank account  in Nepal. 

Cash Pickup-  Your recipient can receive cash in Nepal from our 10000+ paying agents.  Your receivers should go to agents with valid ID and control number provided by Legal Remit Nepal. Information about agents can be found in our website. 

“Delivery time” refers to the time that your beneficiary receives the money in Nepal. 

Delivery time mentioned in our website is “average standard time” it might be vary due to various reasons. 

  1. Working hours- In Australia, you can process to send money 24/7 through our website however it will be delivered in Nepal only in banking hours. Our service time will be depend on the bank’s opening hours in Nepal.
  2. Public Holidays and weekends- you can process to send money  through our website even in public holidays and weekends, however, your money  will be delivered  in next working day when banks open in Nepal. 
  3. Reversal of payment- For bank transfer, if your beneficiary account detail is wrong, the transaction will be rejected.  We need to amend the  correct account details in the system again. So in this scenario delivery time could be longer. 
  4. ID verification- Until your detail verified, your money will not be delivered. 
  5. Your money order will be processed only after your money received in our account.
  6. For the cash pick-up, receiver should have a valid ID used in Nepal such as driving license, citizenship of Nepal, voting ID and Pan Card.  Name of receiver should be accurately matched with ID, otherwise cannot receive the money.


3. Rights and Responsibilities 


By accepting terms and conditions, you agreed on following terms and conditions; 

You agreed that 

  1. You will provide accurate and true personal information and evidence of your identification information by providing identification documents.
  2. You will not make more than account in our system without our permission
  3. You will not provide any false or misleading information.
  4. You will provide any additional information or documents if we request.
  • When you are using the Service under these Terms and Conditions, it is your responsibility to make sure all the details are accurate before submitting. Once a Transaction Request has been received it is not normally possible to change any details of that Transaction Request. You will be given the opportunity to confirm the Transaction Request before submission and you must check the details carefully.
  • Legal Remit Nepal reserves all rights on your transaction and validation of your profile. We reserve the rights to review your profile for the validation process, while doing so, we can ask further details such as bank statements, and utility bills/Employment latter/payslip for address proof if needed. You are required to provide accurate details to complete your profile. If we think information you provide is not enough or right, we may refuse to provide the service you have requested and we will refund your amount.
  • We may refuse or cancel Transaction Requests or Transactions from certain Senders or to certain receivers, including but not limited to entities and individuals on restricted or prohibited lists issued by any government authorities to comply with anti-money laundering or counter-terrorism financing laws and regulations.We may refuse to process a transaction funded from certain Payment Instruments where we have reason to believe the security of the Payment Instrument has been compromised or where we suspect the unauthorized or fraudulent use of the Payment Instrument.
  • Regular KYC update- Clients must update their KYC when their ID expired, if they migrate in a new place and contact details changed.Clients must use only one email and one phone number in an account, we won’t allow you to make multiple account with the same email and phone number.
  • Type of identification document- we accept passport, Australian driver license, Australian photo ID for primary document and we can ask additional documents such as bank card, Medicare card utility bills, bank statement, employment letter and so on.
  • Validation of ID- Date of expiry on your ID should be at least a week at the time of transaction, but you need to update your valid ID again for the next transaction.
  • Transaction submission for payment- Once your funds received in our bank account, your transaction will be eligible for payment in Nepal.
  • Receiver’s details- Sender must provide the correct address, relationship and contact number of the receiver and the purpose of the transfer.
  • If there is any issue in a system of legal remit Nepal and its partner banks, we may not be able to deliver your money in real time basis. Sometime real time payment system might be down because of maintenance and upgrade of their system in banks in Nepal, so, we may use alternative payment gateways, which doesn’t comply with the real time delivery service.
  • Due to some system errors in some banks, they might reject some transaction, in this scenario we ask customers to provide other bank detail if they got another option. In this scenario, we may not provide real time delivery service.
  • Service charges- Legal remit Nepal charge AU$6 per transaction as a standard service charge. However, it might vary due to offers and  rewards and other promotional activities. 
  • Exchange rate- We reserve the right on exchange rate. We update exchange rate on a real time basis as per international standards. 
  • Promo code- We generate random codes for many promotional plans and activities with certain rewards, which will be valid for a certain period. Customers can use one promo code for one transaction only. 
  • Referrer and referee- When the referrer refers to a new customer, referee will be awarded with rewards in his/her first transaction. When referee’s money delivered, the referrer will be notified about their rewards and its validity period. The information can found in “refers and rewards” section in profile for all rewards and benefits you have.